SUMMARY - Since its inception The Department of Housing and Urban Development (HUD) has established minimum property standards. While these standards have varied over time the recent changes have been some of the most dramatic in decades. By eliminating many of the "nuisance" repairs and mandatory inspections HUD hopes to make it easier to buy or sell a home with FHA financing.
The most recent changes are highlighted bold on this checklist.
POOR CONDITION -
STRUCTURAL DEFECTS -
LEAD PAINT -
ELECTRIC/UTILITIES/MECHANICAL SYSTEMS -
CRAWL SPACE & ATTIC -
Access to both the attic and the crawl space is required. Both must have adequate ventilation. Crawl spaces must have sufficient clearance for inspection and maintenance.
Minor plumbing leaks and defects are acceptable. Major plumbing problems will require inspection and repair. Water heaters must have a pressure relief valve.
SAFETY CONCERNS -
Smoke detectors are not required but if they are present they must work properly. HUD no longer requires repair of the safety device that automatically stops an obstructed electric garage door opener. Trip hazards such as uneven walkways or sidewalks will not require repair. Missing handrails on stairways are acceptable.
HUD DOES NOT REQUIRE
HUD does not require the following:
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